1. Global Attributes → Credit Type: Wallet
  2. Wallet tab → Currency, limits, reorder point (if post-paid)
  3. SMS Attributes → Enable MCC MNC Routing
  4. Users → MCC MNC Routing → Map countries/operators to routes and rates
  5. Reseller tab (if reseller) → Enable Reseller Pricing / Reseller Margin (Wallet only)