{"id":971,"date":"2026-08-05T11:30:30","date_gmt":"2026-08-05T11:30:30","guid":{"rendered":"https:\/\/smppcenter.com\/kb\/?p=971"},"modified":"2026-08-05T11:30:31","modified_gmt":"2026-08-05T11:30:31","slug":"credit-type-vs-payment-type-dont-confuse-them","status":"publish","type":"post","link":"https:\/\/smppcenter.com\/kb\/credit-type-vs-payment-type-dont-confuse-them\/","title":{"rendered":"Credit Type vs Payment Type \u2014 don\u2019t confuse them"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">These are <strong>two separate settings<\/strong> on the user\u2019s <strong>Global Attributes<\/strong> tab:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Setting<\/th><th>Options<\/th><th>Meaning<\/th><\/tr><\/thead><tbody><tr><td><strong>User Credit Type<\/strong><\/td><td>Credit \/ Wallet<\/td><td><strong>How<\/strong> balance is stored and deducted<\/td><\/tr><tr><td><strong>Payment Type<\/strong><\/td><td>Pre-paid \/ Post-paid<\/td><td><strong>When<\/strong> the customer pays (before or after usage)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Examples:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Credit + Pre-paid<\/strong> \u2192 user buys SMS credits upfront.<\/li>\n\n\n\n<li><strong>Credit + Post-paid<\/strong> \u2192 user can send up to <strong>Credit Limit + Grace Limit<\/strong>, then messages fail until reset\/recharge.<\/li>\n\n\n\n<li><strong>Wallet + Pre-paid<\/strong> \u2192 user tops up wallet balance before use.<\/li>\n\n\n\n<li><strong>Wallet + Post-paid<\/strong> \u2192 user has <strong>Wallet Credit Limit<\/strong> and <strong>Wallet Grace Limit<\/strong>; sending stops when both are exhausted.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>These are two separate settings on the user\u2019s Global Attributes tab: Setting Options Meaning User Credit Type Credit \/ Wallet How balance is stored and deducted Payment Type Pre-paid \/ Post-paid When the customer pays (before or after usage) Examples:<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[306],"tags":[],"class_list":["post-971","post","type-post","status-publish","format-standard","hentry","category-credit-wallet"],"_links":{"self":[{"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/posts\/971","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/comments?post=971"}],"version-history":[{"count":0,"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/posts\/971\/revisions"}],"wp:attachment":[{"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/media?parent=971"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/categories?post=971"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smppcenter.com\/kb\/wp-json\/wp\/v2\/tags?post=971"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}